Fortiva Credit Card description
In order to use, you must be 18 years of age or older and also a legal local of the United States.
This card is created for customers with a not so fantastic credit rating who are aiming to make enhancements through on-time credit card settlements.
If you have a stellar credit report you get on the incorrect web page as well as should look into our “best card back credit cards” write up.
If you do have a not so optimal credit history please read on.
Fortiva Credit Card Highlights as well as Lowlights
- Reports to all three major bureaus
- Your credit report will certainly be offered in your online account 60 days after your account is opened
- No security deposit called for
- Annual fee? You wager ya … $49 to $175 for the first year, then $0 to $49 yearly afterwards
- No sign-up reward– No rewards program
- $ 25 single program charge when you open up an account
- $ 60 to $159 yearly upkeep charge after the first year (billed at $5.00 to $12.50 per month).
As you can see the Fortiva credit card is packed with charges.
Fortiva Credit Card Reviews
- CardCruncher.com: 1.5 out of 5 – Review by Kailey Fralick.
- SuperMoney:– Evaluation by Jessica Walrack states “So, should you obtain a credit card or individual funding from Fortiva Financial? It will certainly depend upon your scenario”.
- CreditKarma does not provide a main review yet there is an online forum type evaluation at www.creditkarma.com/question/has-anyone-heard-of-fortiva-credit-company.
- CreditLiftoff.com: DIFFICULT PASS (there are better cards developed for customers with less than suitable credit).
In addition to the uninspired evaluations, there are actually loads of “do not recommend” comments throughout the web. Below are a few instances:.
” Do decline this card. They never ever reported to the credit bureaus and as a result I needed to shut my acct. High APR as well as costs are ludicrous. Entirely regret approving this card. They never ever send notifications of acquisitions or payments as stated on their website. Customer care is the worst, they are unpleasant and don’t care regarding the client. I asked to speak to a manager and was informed I would get a telephone call yet never ever did. BE CAUTIOUS!!”.
” This card is essentially a payday loan constructed from plastic. Please obtain a safe card if you can’t obtain prime yet. No incentives for those high fees.”- Blackswizz750.
Fortiva Credit Card Maintenance Customer Service
Address: Fortiva P.O. Box 105555 Atlanta, GA 30348-5555.
Fax: Not found.
Email: Not discovered.
Fortiva Credit Card Login Issues?: Any kind of technological concerns that arise when attempting to access a Fortiva credit card account online can be guided to toll-free 1-800-245-7741.
Fortiva credit card Home Depot telephone number? In contrast to popular belief there is not a specialized contact number for Residence Depot consumers who are utilizing the Fortiva card.
Fortiva Credit Card Credit Limit Increase?
If you are fortunate enough to already have a Fortiva card and also are aiming to raise your credit limit please call MyFortiva customer support at 1-800-245-7741.
Raising your credit limit connected with your Fortiva card can assist boost your credit score (which is the objective of having this card in the first place).
Please note you ought to never ever fear to make a request in a line of credit (the worse they can do is say no as well as no will certainly not harm your current rating).
If you have a Chase credit card read “How to Obtain a Chase Line Of Credit Boost” and also thank us later on when you having a lot more purchasing power.
Fortiva Credit Card Final Judgment
Based upon online reviews and also research we have actually decided not to recommend the Fortiva credit card.
The costs associated with the Fortiva card are simply excessive as well as too many.
There are better alternatives available for customers aiming to reconstruct their credit report by means of on-time credit card payments.