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If you’re a passionate Victoria’s Secret consumer, you’ll most likely enjoy the Victoria’s Secret Angel charge card tiered incentives system.
How does the tiered rewards system job?
- All cardholders gain one factor for every $1 spent at victoriassecret.com as well as all Victoria’s Secret and also PINK stores in the UNITED STATE
- Cardholders in the initial two rates– Angel Card and also Angel VIP– make a $10 Angel Reward certificate for each 250 factors gained
- Cardholders in the greatest incentives tier– Angel Forever– gain a $15 Angel Reward certification for each 250 points made
All cardholders start at the Angel Card level, once you invest $250 in a rolling 12-month duration, you’ll be immediately upgraded to Angel VIP. Once you invest $500 in a rolling 12-month duration with the Angel or Angel VIP card, you’re automatically updated to the Angel Forever credit card.
If you such as to patronize Victoria’s Secret and also frequently spend more than $250 per year, the Angel Card could be a great way to obtain rewarded for purchasing. But if that does not sound advantageous to you, you might be better off with a routine cash back awards credit card rather.
|What we like||Directs|
- The review: Every little thing we like about the Victoria’s Secret Angel bank card
- Heads up: What you need to take into consideration before getting the Victoria’s Secret Angel credit card
- The competitors: Exactly how the Victoria’s Secret Angel bank card compares to similar cards
- Bottom line: Is the Victoria’s Secret Angel credit card right for you?
The run-through: Everything we such as about Victoria’s Secret Angel charge card
If you’re not mindful, installment plan cards can hit you with high interest, charges and also penalty charges. However if you’re a frequent Victoria’s Secret customer and are devoted to paying your balance on time as well as in full every month, after that the Victoria’s Secret Angel credit card may be an excellent card to have. Here’s what we such as concerning it.
Charitable purchasing rewards
You’ll earn one point for every $1 invested at UNITED STATE Victoria’s Secret as well as PINK stores, and also victoriassecret.com. For each 250 points you make, you’ll obtain a $10 or $15 Angel Compensate certification (depending upon your tier status) that can be utilized toward a future acquisition.
There’s no limitation to how many certificates you can earn, but your Angel Incentives run out 90 days from when they’re issued. And also any points you gain end one year from the day you make them.
No yearly cost
There’s no need to bother with paying a yearly fee with the Victoria’s Secret Angel credit card, that makes this card a terrific low-maintenance choice for accountable spenders.
Fun cardholder benefits that add up
One of the most popular benefits is the yearly birthday certification, yet that’s just the start. You’ll also make triple factors for all bra acquisitions. Plus you’ll secure free shipping on eligible on the internet orders completing $50 or even more. Just use your Victoria’s Secret Angel Charge card to pay and also search for the deal code to enter at check out.
Credit scores Karma’s overview to retail credit cards
Heads up: What you should think about prior to requesting the Victoria’s Secret Angel credit card
The Victoria’s Secret Angel Card is designed for regular Victoria’s Secret and PINK customers, so it may not be an excellent fit for every person. Right here’s what you might want to know before using.
The card can just be used at Victoria’s Secret brand name shops
The Victoria’s Secret Angel bank card is a closed-loop card, which indicates it can just be utilized at a certain shop or team of stores. In other words, you can just use your Victoria’s Secret Angel card at UNITED STATE Victoria’s Secret and PINK stores, victoriassecret.com or in-store at Bath & & Body Functions. (Although you won’t earn any reward points from Bathroom & & Body Functions purchases.)
If you don’t consistently patronize Victoria’s Secret brand name shops, you could not get a lot of usage out of this credit card.
Exactly how to make a repayment on your Victoria’s Secret Angel Charge card
With options to pay online, by phone or in-store, the Victoria’s Secret Angel Bank card offers a selection of means to pay your bill.
- Online: To pay online, you’ll first need to access your Victoria’s Secret credit card account via Comenity Bank’s Victoria’s Secret portal. You’ll need a username and also password to log in.
- By phone: For a $9 charge, you’ll have the ability to call 1-800-695-9478 and also pay your bill by phone. After calling the number, stay on the line and also you’ll be transferred to a representative.
- In shop: If you favor to make a settlement personally, you can go to a shop and also make a repayment with the assistance of a store affiliate.
High fine fees and rates of interest can get costly
The variable purchase APR of 27.24% for the Victoria’s Secret Angel Charge card is high. If you have a tendency to carry a balance, those passion fees can rapidly add up. There are additionally fine charges that can interfere with rewards you could make by utilizing the card– approximately $39 for late repayments and $25 for returned settlements.
The competitors: How the Victoria’s Secret Angel bank card stacks up against comparable cards
|Best for||Bank card|
|All-in-one garments shopping||Nordstrom Retail Card|
|Building credit rating||OpenSky ® Guaranteed Credit Scores Visa ® Card|
|Straightforward cash money back rewards||Citi ® Dual Money Card|
Nordstrom Retail Card
If you desire a more functional store credit card, then the Nordstrom Retail Card (a closed-loop card), Nordstrom Visa Platinum ® or Nordstrom Visa Trademark ® may be for you. When you use, you’ll be thought about for all cards and also qualification will ultimately depend on credit reliability. Customers that make frequent purchases at Nordstrom will likewise be taken into consideration for the Nordstrom Visa Signature ® card.
You’ll make three factors for every $1 spent in shop and online at Nordstrom shops (Nordstrom, Nordstrom Shelf, HauteLook and also Trunk Club), which can be redeemed for Nordstrom Notes. Plus if you receive the Nordstrom Visa Platinum ® or Nordstrom Visa Trademark ® cards, you’ll make 2 factors for every $1 spent on eating, entertainment and also traveling, as well as one point for every single $1 spent everywhere else Visa is accepted. And also like the Victoria’s Secret Angel Card, there’s no annual charge. The benefits are additionally comparable to the Victoria’s Secret card, but the main distinction is that Nordstrom shops supply a bigger range of items and apparel. So if you’re trying to find all-in-one shopping, the Nordstrom Retail Card, Nordstrom Visa Platinum ® or Nordstrom Visa Trademark ® may be a better for you.